What is Mis-Selling? Was It Unaffordable?
Rules set out by the Financial Conduct Authority ensure money is given responsibly. They need to check that it's fair and affordable for you. If they fail to do so, you could be entitled to a refund.
Affordability should always be undertaken. These checks may vary but they should consider any changes in your circumstances before approving an application.
To determine if it is affordable, they should check that you can sustainably repay over a reasonable period of time. If you can't without borrowing from others, it may not have been affordable and shouldn't have been offered to you.
The Claims Experts Ltd (Trading as Claim Owl) has been successfully representing customers for a number of years and is happy to discuss potential claims with you.
Three Reasons You Should Claim
Claim Money Back
If successful, we will be looking to recover as much as possible, plus compensation where due.
Fix your score
Should your claim be successful, your score may improve as a result of removing negative markers.
Not Repaid?
Even if you haven’t repaid the finance in full, you may still be eligible to claim.